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Enter your estimated tax liability and get the exact instalment amounts and due dates — instantly.
For estimation only. Interest under Sections 234B/234C applies separately if instalments are short or late.
Also try: GST Calculator · Income Tax Calculator
Advance tax means paying your estimated tax liability in instalments through the year rather than as one lump sum when you file your return. Most taxpayers find the instalment percentages — 15%, 45%, 75%, 100% — easy to forget or miscalculate, especially when TDS already deducted needs to be subtracted first. This calculator works out the exact amount due at each date.
Below the calculator, this page explains who needs to pay advance tax, what happens if you miss an instalment, and answers common questions. If you'd rather have your advance tax estimated and tracked for you each quarter, our tax filings & advisory service covers that.
Advance tax is paid in four instalments: 15% of the year's liability by 15 June, a cumulative 45% by 15 September, 75% by 15 December, and 100% by 15 March. Taxpayers under the presumptive scheme (44AD/44ADA) pay the full 100% in a single instalment by 15 March instead.
If your total estimated tax for the year, after TDS/TCS, exceeds ₹10,000, advance tax applies.
Advance tax isn't just for businesses — salaried individuals with other income (rent, capital gains, interest) often need to pay it too.
Under 44AD/44ADA, you pay the full amount in one instalment by 15 March instead of four.
Resident senior citizens (60+) with no income from business or profession are not required to pay advance tax.
Anyone — salaried, self-employed, or a business — whose total tax liability for the year, after subtracting TDS/TCS already deducted, is more than ₹10,000. Senior citizens with no business income are exempt from paying advance tax.
Interest is charged under Sections 234B and 234C for short payment or late payment of advance tax. The longer the shortfall remains, the more interest accrues — it's calculated on the shortfall for each instalment period.
Taxpayers under Section 44AD or 44ADA can pay their entire advance tax in a single instalment by 15 March, instead of the four quarterly instalments that apply to everyone else.
Estimate your total income for the year and work out the tax using our income tax calculator, then subtract any TDS/TCS you expect to have deducted. Enter that net figure here to get your instalment schedule.
The dates (15 June, 15 September, 15 December, 15 March) are fixed by law, but if one falls on a bank holiday, payment on the next working day is usually treated as on time. Confirm this isn't an issue in the year you're paying.
We estimate your advance tax each quarter, tell you exactly what to pay and when, and factor in income changes through the year — so nothing is a last-minute scramble in March.
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